Easy to use "every day budget planer" google spreadsheet template
When you have control of your biggest expenses, as an example your house, car and so on, there are in my opinion one even more important expenses to handle, and that is your "everyday" expenses. Everyday expenses here is what you use on food and maybe some clothes or other articles you purchase more on impulse. Its maybe not so mush every day, but at the end of the month, these expenses can in total become quite large, and larger than you first had in mind. It can therefore then may be much to save to get some control over the everyday expenses.
I am that person that think monthly budget systems can be very very boring. Its ok with the bigger expenses, but when you stand there in the shop and wonder if you are going to buy "this DVD" or some other unnecessary articles I found a monthly budget pretty little motivational.
So therefore, since I love to travel and need money for that, I really wanted to push my daily savings to a new level. The travel to a cool place are a big motivation in it selves but I needed even more daily motivation to it.
I then developed this spreadsheet. I think it work so well that I wanted to publish it for other to use it.
The Idea with the spreadsheet is to put in the daily budget. You can also put in your earlier daily budget. Hmmm, it can be a boring part to find your earlier daily budget, but when you have it by some calculations from bank info and so on, this can be very motivational. The spreadsheet then show how mush you save every week, and also show how mush you have saved in total since you started your saving project. The cool part about this spreadsheet is that it is a very useful tool to adjust your expenses. If you see you use more or less than your estimated or wished budget / day, you can just change it in the budget/ day column and then the budget change in the whole document.
The ability to change the budget is really a useful option. In other maybe more inflexible budget systems you maybe after a while see that you can't keep your first estimated budget, and then you may give up, and may fall back on old sins. But here in this system you can do small adjustments and really adjust into your real daily budget.
WHAT EVER YOU ARE SAVING MONEY TO, I WICH YOU GOOD LUCK WITH YOUR SAVINGS
NB! Remember when you click on the picture to open the document and to make your own editable verson of the document go under File on the top left side,and and go to Make a copy....
How to use the spreadsheet template
(See video tutorial longer down on this site)
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1 In sheet1 fill in your wished realistic budget/day.
2 Fill in your earlier budget /day (this as a motivation to follow the budget and see right away how mush you save)
3 Start to fill in the document by start first week and fill in your cost /day
4 You will get a budget every day, the budget/day will be adjusted by what you have used earlier in the week
5 If you use to mush money one week you will then automatically get lower budget next week.
6 If u see that you not are able to keep the planned budget you can when ever you want change the budget/day. You will then see that the whole spreadsheet will be changed, you get more money/day, and by this you can adjust your selves into a realistic budget.
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One important rules so the document will work:
IN cost row fill inn 0 (zero) if you don't use money that specific day.
So that means you have to fill in an amount from zero to what you use every day.
Do your own adjustment:
Ok as told in step 6, if your budget is to tight, you can change it when ever you want. This can be a motivation so you keep the budget plan realistic and don't give it up. But for sure your plan are to save money so you can not increase the budget to much either
Info:
The spreadsheet is quite advanced, not in deep mathematical matter but quite many logical steps between the different cells, so may may some bug can happened. (let me know)
Please let me know what you think, and I hope this spreadsheet can be helpful for you to save some money, and hopefully is it fun and easy to save some money.
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